If you’ve been injured in an accident, you expect your insurance company to handle your claim fairly. But sometimes insurers deny or delay payouts unlawfully. This unethical practice is called insurance bad faith. According to the Insurance Information Institute, legal system abuse costs residents in some states more than $1,100 every year. If you believe your insurer is acting in bad faith, contact car accident attorneys right away. Here’s an in-depth look at what insurance bad faith representation covers.

Conducting a Thorough Bad Faith Investigation

The first step car accident attorneys take is conducting a very thorough investigation of your situation to confirm misconduct or illegal tactics by the insurance company. We dig deep gathering documentation about your claim, payout delays or denials, poor communication, lowball settlement offers, and any other bad-faith actions. Building a rock-solid case requires collecting extensive evidence of the insurer’s unreasonable behavior. Our legal team knows how to uncover the necessary documents, records, communications, statements, and details to conclusively demonstrate your claim was wrongfully handled per laws and regulations. We leave no stone unturned when gathering pertinent facts.

Pinpointing All Your Damages From Bad Faith

In addition to financial losses from delayed or denied claim payouts, bad faith actions by insurers can cause many other damages. For example, you may have accrued substantial extra costs for medical treatment, vehicle repairs, personal injuries, lost income due to missed work, and other significant problems. Car accident attorneys will thoroughly quantify all your economic and non-economic damages that directly resulted from the insurer’s egregious conduct. This includes financial, emotional, physical, professional, and any other types of hardships you endured. Completely documenting the full scope of your damages strengthens your case.

Aggressive Negotiation for a Fair Settlement

With irrefutable evidence of bad faith plus a complete record of your damages, car accident attorneys aggressively negotiate with the insurer to reach a fair and just settlement. We fight tirelessly to secure maximum compensation for all your losses and suffering. Unlike the insurance company, we work solely in your best interests as our client. Our highly experienced negotiators level the playing field against even the most powerful insurers, so you ultimately get fully and rightfully compensated. We reject lowball offers and push for full justice.

Legal Action Against the Insurer

If the insurance company refuses to provide reasonable compensation despite documented evidence of wrongdoing, car accident attorneys will swiftly take decisive legal action. We utilize our comprehensive expertise to build an airtight civil court case proving how the insurer violated claims regulations, contractual duties, and your rights under the law. Our accomplished litigation team handles the entire legal process from start to finish. We prepare extensively, argue aggressively in court, and present facts persuasively before judges and juries if necessary. Our ultimate goal is achieving maximum justice and the best possible outcome for your unique situation.

Securing Full Compensation for All Damages

Through persistent negotiation or intentional litigation, car accident attorneys work tirelessly to obtain full legal compensation for all your financial damages. This includes reimbursement for quantifiable losses like medical expenses, car repairs, lost income, and other costs stemming from the accident and bad faith claim denial. We also secure additional payment for non-economic damages that are harder to quantify but just as serious, such as emotional distress. These compensate for the anxiety, stress, pain, and suffering you endured.

Punitive Damages to Deter Bad Faith

In appropriate cases, bad faith lawsuits can result in punitive damages that punish the insurer monetarily beyond compensation for actual losses. The goal is to make it extremely costly for insurers to continue illegal claims practices, deterring similar misconduct in the future. Punitive damages often far exceed reimbursement for tangible damages.

Recovering Attorney Fees

Another benefit of insurance bad faith representation is recovering attorney fees. Car accident attorneys typically receive compensation for legal services through a contingency fee model – we only get paid if you receive damages or settlement money. With bad faith claims, the insurer may be ordered to pay your attorney fees on top of your damages. This saves you from bearing the legal costs resulting from the insurer’s egregious actions.

Getting the Maximum Payout You Deserve

By choosing experienced, dedicated car accident attorneys to pursue your insurance bad faith claim, you can finally get the maximum payout you rightly deserve after unfair claim denials or delays. We’re committed to advocating aggressively for you every step of the way until fair justice is served for your unique situation.

Don’t let insurers continue depriving you of what you’re lawfully owed. With our formidable legal expertise and resources in your corner, you can fight back valiantly against unscrupulous insurers and make them pay for illegal actions. We have what it takes to stand up to even the most powerful insurance companies on your behalf. Schedule a consultation with The Law Office of J.C. "Pit" Martin, P.C. today.